Terms of Service

Terms of Service

Effective date: January 1, 2026

By using fin0.cloud ("fin0", "the Service") you agree to these terms. Please read them carefully.

1. Eligibility

You must be at least 18 years old to use fin0. By using the Service you confirm you meet this requirement.

2. Your Account

You are responsible for keeping your credentials secure. fin0 is not liable for losses caused by unauthorized account access due to your negligence.

3. Subscription and Billing

• Trial — 14 days free, no credit card required.
• Monthly — $4.99/month, cancel anytime.
• Yearly — $39/year, billed annually.

Subscriptions auto-renew unless cancelled before the renewal date. No refunds for partial periods.

4. Acceptable Use

You agree not to misuse the Service, attempt to gain unauthorized access, or use it for illegal purposes.

5. Service Availability

We aim for high availability but do not guarantee uninterrupted access. We may modify or discontinue features with reasonable notice.

6. Limitation of Liability

fin0 is a personal finance tool, not financial advice. We are not liable for financial decisions made based on information within the Service.

7. Changes

We may update these terms. Continued use after changes constitutes acceptance.

8. Contact

Questions? Email us at hello@fin0.cloud.