Privacy Policy
Privacy Policy
Effective date: January 1, 2026
fin0.cloud ("fin0", "we", "us") is committed to protecting your privacy. This policy explains what data we collect, why we collect it, and how we protect it.
1. Data We Collect
- Account data — email address and hashed password used to authenticate you.
- Financial data — transactions, categories, and budget thresholds you enter manually or import.
- Usage data — anonymous analytics (page views, feature usage) to improve the product.
2. End-to-End Encryption
Your financial data is encrypted on your device before being transmitted or stored. fin0 servers process corridor signals but never have access to your raw financial numbers.
3. Data Sharing
We do not sell your data. We do not share personal data with third parties except as required by law.
4. Data Retention
You may delete your account and all associated data at any time from Settings → Account → Delete Account.
5. Cookies
We use a single session cookie for authentication. We do not use advertising or tracking cookies.
6. Contact
Questions? Email us at privacy@fin0.cloud.